Although the majority of Americans have dental coverage, it can sometimes be difficult to grasp all the ins and outs surrounding your plan. With the end of the year approaching quickly, it’s a good time to explore the advantages of scheduling dental treatment now versus waiting until the new year.
What’s the advantage of scheduling treatment before the end of the year?
Most dental insurances have an annual maximum amount they will pay toward your dental work. This amount can vary depending on the type of plan you have. At the beginning of a new year, your annual maximum resets. Any benefit money remaining from the previous year does not roll over.
This means if you haven’t yet reached your annual maximum for 2019, there’s still benefit money available for you to use — or lose! Now’s the time to take advantage of your benefits and complete your dental work before the end of the year.
If I haven’t hit my annual maximum, will I still have to pay for my dental work?
Even if you haven’t reached the annual maximum allowed by your insurance, there may still be a cost associated with your treatment. The amount you owe will depend on the type of insurance plan you have, the type of treatment you receive, and how close you are to reaching your annual maximum.
Schedule your dental work now!
If you’ve been putting off treatment, now’s the time to take advantage of your dental benefits and make your appointment. If you do not have insurance, don’t worry. Give us a call at (806) 687-6453 and ask about the discount options available to you.